I recently had a trigger installed by a new gunsmith and he declined to set the trigger ( a new Timney) below 3 lbs. I prefer mine to about 2 lbs. Said his insurance policy would not allow him to do it. I know, I know....I should do it myself. I plan to look for another smith, but good ones are hard to find since my previous smith/friend died. Is this guy just being unnecessarily cautious or have you heard of such policies?? I'll appreciate your thoughts.