Help with HD purchase

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just a guess, but - if she is out in the sticks, there might be some back yard practice - and since cost is a concern, ammo for 9mm PCC will be cheaper. for purely defense, I'd want a relatively short/legal barrel 20 gauge, but - if I was also going to shoot a box or two for practice and fun sometimes, I'd lean heavily to a PCC. Then you are also in a situation where if an attractive Pistola in 9mm at a good price is found, you already have cartridges for it and don't have to add or do too much of anything else. Already have proper sized cleaning tools etc.

if you're talking about bear country or any serious danger from wildlife, get a 12 Gauge.
 
A Ruger 22lr Charger is 10/22 based and well suited for HD especially with a laser sight.
 
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