i actually just watched a review last night by hickock45 on the keltec and the ruger. no doubt the ruger costs a little more but, i guess that's a subject for another thread because i'm sure there's all kinds of debate there. i personally like the ruger better, he had a magazine issue which caused a failure to feed and one of the magazines wouldn't accept the full amount on the keltec. the ruger performed flawless. so, is it worth it to me to spend a few more bones on the ruger? you betcha!! thanks for all the replies guys.....hvychev77