For those debt free, that is a dead giveaway that you have your money invested in the wrong thing. For those who’s pinnacle of a financial plan is to pay off a vehicle; please, please (did I say please) stop the madness.
Corporations with tons of cash (Apple, Google, Amazon, etc) have tons of debt - do you ever give any thought to why that is? - ever? - Bueller? Bueller?????
No reasonably priced guns available, no reasonably priced ammo available, no problem. I’ll give Doug Turnbull some “cash flow” - he makes things very pretty.