Mandate Insurance To Reduce Gun Violence - It’s A Compelling Argument

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Where in the Constitution does it say that my right to keep and bear arms shall not be infringed if I carry insurance?

IMHO, a stronger argument, if preventing violence is the goal, can be made AGAINST insurance. Insurance is discriminatory -- it can be expensive, to the extent that only those who don't need it can afford to have it, while those who could not afford a claim against them also may not be able to afford expensive specialty insurance.

If ALL states were to enact laws protecting citizens from civil liability in justified self-defense use of firearms, but leaving the door open to getting clobbered in civil court as well as criminal court if you use a firearm negligently or criminally -- that would be at least as effective as requiring insurance.

Insurance requirements for motor vehicles don't work. It's required in most (all?) states, yet part of my premium every month goes toward "uninsured motorist" coverage -- which is an actuarial acknowledgement that people drive without insurance even though they are required to have it. So what? No insurance means the state won't register their vehicle. They don't care -- they just go steal a current license plate and keep on truckin' -- they don't have drivers' licenses, so what's a little thing like registration or insurance.

This another anti-gun proposal wrapped up in a pie-in-the-sky story to try to sell it. Bad idea all around. Completely and totally unenforceable.

Innovative, though. The antis have already tried equating "gun violence" with epidemiology, now they want to bring in actuary. What'll they think of next, in the name of "reason"?
 
NO!

Mandating insurance on firearms is only a back door means of registration, restriction, and prohibition. It puts an annual fee on our rights.

What problem is this supposed to solve? In places with the strictest controls on firearm ownership tend to be the ones with the worst crime. (Notice I said "crime" without qualification, as opposed to "gun crime". Narrowing the field to gun crime is a trick to steer the debate.)

Requiring insurance means that only the wealthy could afford to own a gun legally. Those that cannot afford the insurance will either be defenseless and law abiding or armed criminals. That is what happens now with "traditional" gun controls except that with insurance there is a new burden on the economy making a bunch of people rich without them actually adding value to our lives.

Not a compelling argument at all.
 
have enough liability insurance to cover the harm that could result if that adult misuses it or lets it reach the wrong hands.

Well ordinarily an owner has NO liability if his property is stolen and criminally misused. So this is really a backdoor way of creating liability to punish gun owners for criminals. Same old song, new lyrics.
 
Here's a gem.

When a crime involving a gun occurs, the firm who insured it pays the claim.

Oh, boy, that is hilarious.

This seems like another rehashment of the idea to "treat guns like cars," which requires one ignore the distinction between public and private spaces for the guns in order to not result in a lot less regulation on guns.

I read an article about this not too long ago... ah, here it is:
Taking it to the Streets, by David B. Kopel. Reason, 1999. It's kind of long, so I won't post the full text here, but the link should work.
 
That is one of the dumbest ideas that I have ever heard of. If the idea of going to jail won't stop you from committing a crime, why would an increased insurance premium?

This guy is proposing that law-abiding gun owners pay insurance companies for when illegal owners of guns misuse them. What a great idea! :barf:
 
Here we go...again.

"Gun Violence" is not only a catch-phrase...it's an absurd one.

Guns aren't violent. Some people are.
Without guns, they'd still be violent.
"Gun Violence" isn't a gun issue at all. It's a social issue. Control the violent people, and the guns will be completely peaceful. I promise!
 
A big problem with the mandatory insurance, is it will fuel frivolous law suits.

Example: Legitimate self-defense shootings. The assailant or his family will sue, because they believe the insurance company will pay off rather than go to trial.

That is the reason for castle doctrine laws, to make these frivolous lawsuits untenable.
 
Barack Obama was on the board of directors of the Joyce Foundation prior to taking his seat in the US Senate. The Joyce Foundation is a well-known liberal group that is incredibly wealthy, and funds dozens of left-wing causes.
 
just to let everybody know i am not antigun just wanted to show the lengths the libs will go to take our freedoms
 
Ichigo said:
just to let everybody know i am not antigun just wanted to show the lengths the libs will go to take our freedoms

I guess you had people confused as to your position when you seemed to be promoting this absurd idea....

Ichigo said:
It’s A Compelling Argument

Ichigo said:
His article is certainly worth reading and discussing.
 
Ichigo said:
just to let everybody know i am not antigun just wanted to show the lengths the libs will go to take our freedoms
Perhaps.

Might I mention in passing that it was YOUR title to this thread that informed us this ludicrous idea was a "compelling argument"
 
When a crime involving a gun occurs, the firm who insured it pays the
claim. If the gun is not found or is uninsured (and there will still be
many of these at first) then every fund will pay a pro-rated share of the
damages, based on the number of guns they insure.


Haha, wait a minute. So, the insurance companies just get arbitrarily soaked whenever someone with an unpapered gun commits a crime? Sounds like a winning business model; I'm sure lots of companies would just love to get in on this action. (/sarcasm)

In all seriousness, this suggestion also completely undercuts his idea that insurance companies with stricter rules can often cheaper insurance to safe shooters. Apparently not, since they'll still get shaken down by the government -- at a rate based on their size, of all things -- when uninsured Johnny Crackhead shoots a liquor store clerk.

Also, not to be a jerk, but where does this guy get the audacity to talk about "we" in the context of American politics? He's from Vancouver. Not that I have something against Canadians discussing U.S. issues, but maybe he could spare a little of the sanctimony.
 
While we're at it, lets mandate everyone get insurance on their mouths just in case they commit slander against someone else.

Sure you can have your first amendment rights, for a price!
 
Liberalism is a mental disorder.

They are incapable of understanding the concept of "Shall not be infringed".

That is why Liberals need to be removed from power, put into strait jackets, and institutionalized!!

So someone that has a diffrent prospective of the world then you, must have a mental disorder?

Honestly how can you say that?
 
This would be handing your rights over to a private company to decide if you are allowed to carry a gun.
 
Requiring gun insurance, rates based on use of model in crime?

I like the part that your gun insurance punishment fines
(I call punitive taxes and other control policies what they are)
would be levied based on use of your make and model by criminals.

[RANT]
Back in the 1960s, based on propaganda by Madison Avenue
advertising executive/gun control crusader Carl Bakal,
that would have been the .22 RG10 revolver and .25 Titan pocket
automatic, the infamous el cheapo Saturday Night Specials.

In the 1990s and 2000s based on ATF trace info, that would be
top of the line military and police holster guns by Colt, Ruger
and Smith and Wesson. The modern equivalent of the SNS--the Davis,
Bryco, Jennings, etc.--are often second in traces to the higher
quality guns.

The net result of the anti-SNS crusade of the 1950s and 1960s
has been to improve the quality of firearms on the civilian
self-defense market, and the fraction of that market that end
up "on the streets" via theft, straw purchase, etc.

Yes, we have 400,000 to 800,000 "gun crimes" per year (representing
less than that number of gun criminals and crime guns since many
are repeat offenders using the same gun in multiple crimes)--
so the best use of social resources is to blanket all 80 million
gun owners and 200 million privately owned guns with a punitive
policy, NOT. The best policy would be to concentrate all those
social resources on the less than 400,000 gun criminals.

While we are being ridiculous, why not institute a policy of
punitive insurance or tax or whatever for owning the same model of
car or type of clothing that shows up in surveillance video of
bank robberies? Why not target the toothpaste of choice of child
molesters, for the sake of the children? You want to protect child
molesters rather than pay a surcharge to continue to use the same
brand of toothpaste as Donald Lynch, you perv?

For that matter, why on earth to we allow the proliferation of
rubber-soled shoes, footwear of choice of "gumshoes" and "sneakers"
who like to footpad about quietly on their nefarious missions to
quietly stalk and sneak up on folks? What honest person would object
to wearing "clackers"--hard leather soles and wooden heels that
announce the approach of the wearer? Why would any honest citizen
want to go about stealthily? Sure, bird watchers might claim a
legitimate use for quiet footwear: let them pay higher insurance
rates or federal taxes to indulge their hobby if they must. The
safety of the public should override the wants of the few:
if tight shoe control saves but one life, it is worth it,
for the sake of the children. No one "needs" rubber soles (the
Beatles not withstanding).

Crusading newsletters have identified the neo-nazi "uniform"
as shaved head, suspenders and Doc Marten boots. So to end the
NeoNazi Menace let us require increased insurance rates on skinheads
(Montel Williams), wearers of suspenders (Larry King) and Doc
Marten boots (half the women in the last Gay Pride parade),
for the sake of public tolerance and the children. (Never forget
the children.) You want neo-Nazis menacing our children? Then
pay increased insurance rates to wear suspenders and Doc Martens
or to be bald.
[/RANT]
Makes about much sense as the gun insurance proposal.
 
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