just need some help deciding which one is good for me
Well, open sights are the best for you.....
You did not say what your intentions where concerning the Mil-Dot reticle.
Are you actually going to 'use' this reticle to range and dope with, or you are you just getting it for, as Guntech mentioned, the 'military cachet' of it?
Many folks like the mil-dot reticle for hunting, they have no intention or desire to use this reticle as it was designed, but use it for the enhanced 'pick-up' ability of the thicker stadia lines(crosshairs) while sighting into or through brush. The 'dots' offer a much easier crosshair to see in the brush, and the fact that this same crosshair is not a 'solid', thick, crosshair, it allows finer aim at distance, or a better, less obscured view.
So, you can have it your way....as was mentioned, buying a scope with MOA adjustments and a Mil-Dot reticle is just b.a.d., it is frustrating, and very 'head math' dependent to use. And, if your going to actually use the Mil-Dot reticle for what it was designed for, get a scope that adjusts in Mils also.
MOA offers an easier method of measurement(for most people), albeit at a 'finer' graduation than mil measurement. You know, ANY reticle can be used to 'range and dope'(measure) with, not just the popular Mil-Dot reticle, or one of the various proprietary reticles we have today.
Once you learn the 'substentions' of ANY reticle your using, you will be able to measure and adjust with it well enough to make hits on deer sized animals at range.