Skidder,
Just get the roscoe on lay-away. Plunk some down and pay it off in a few months.
Life is short and you won't regret it.
JUST DON'T TRADE IT OFF!!!
No, I still have mine but there are many guns I regret I traded off.
Cool thing is, in your geezer years, you will still have that trusty snub! I'd also get Secret Service Stocks (like I have) or Badger or Ahrends. Add an action job and red insert front sight (Clarks Custom Guns will do that!) and you have an excellent carry gun for life.
Deaf