"I'm new to reloading. Do you think there is a difference between squeezing/compressing the plating and "scratching" through it to expose lead?"
Difference in regard to what? It is different, but I would suggest the squeezing and compressing caused by the forcing cone imposes WAY more stress on the plating than crimping, or even blatant scratching.
I've never seen a really smooth forcing cone. Also, bullets jump from the case to the forcing cone, so they are already doing a LEAST 300 to 400 FPS when they slam into it. Regardless of how smooth the forcing cone is, when you hit it that hard it's not gently swaging the bullet--it's throttling the snot out of that bullet.
I believe that if the plating is going to come off, it will do so because it didn't form a proper bond with the base metal. And you are not going to know this until the bullet impacts the forcing cone--the point where the greatest stresses and physical abuse are experienced by the bullet between loading bench and target impact.
Will a scratch on the bullet, or even a gouge, cause the plating to fail upon firing? Or, will a cut in the plating caused by crimping cause the plating on the shank of the bullet to separate? I don't see how it could. If the plating is so weak it cannot maintain integrity during crimping, does it have the integrity to withstand hitting the forcing cone? If the plating were that weak, and that poorly bonded to the core, it would strip off upon forcing cone impact--regardless of whether it was cut by the crimp process or not.
And that is what I think happens when plating separates--it's not due to any reloading process, but simply a failure of the plating caused by an occasional, but not entirely preventable, failure during manufacture. By the way, this type of failure will LOOK like the plating got stuck in the barrel and not the forcing cone because barrel pressure pushes plating remnants into the barrel from the forcing cone.
Incidentally, that's why you don't want to load plated bullets too hot. It will cause greater obturation of the bullet, and also increases the velocity at which the bullet strikes the forcing cone. With a hot load, you have a bullet with a larger, obturated base hitting the forcing cone at 30% greater velocity--it could very well strip the plating right off the obturated base of the bullet.