I'll throw it out there ......H&R handi Rifle....classic American design.....multiple calibers available, interchangeable barrels (including shotgun barrels) extremely reliable and generally accurate (.243 2012 vintage 1.25" with plain old Remington 100gr at 100 yards)
I've done it. Just buy a Savage combo in your favorite caliber. The 11/111 model is right in that range. I think mine was actually around $429 with a Bushnell scope on it. Now they're a bit higher but they come with Nikon on them.
$400 can buy a pretty good used rifle... and $150 buys a decent scope. I'd be cool with that. Holding out for a $300 good used rifle and a $250 scope would be better.
This does depend partially upon what it would be used for, however.
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