For $250 I'd get one too, even just for the hell of it.
The stainless receiver is appealing. In hot weather, I've rusted guns with sweat. However, I wouldn't be too excited to hunt the high desert mountains with a 20 that weighs as much as a 12 Gauge 870. I'm not really afraid of 12 Gauge bird load recoil
; I like a 20 instead because it's light and nimble for all-day carry and fast-flushing quail. Take away "light and nimble", and I lose interest fast.
It'd make a decent skeet gun, but at Ruger's current prices, I'd look long and hard at the copious competition in the same range before buying one. If it REALLY fits and feels best, go for it, but at current Ruger prices, a buyer owes it to himself to check out the Berettas, Brownings, SKB's, Winchesters, Franchis, etc. available for around the same price (or sometimes less).
Just my opinion after trying and looking at a LOT of guns before making a recent purchse.
But I'd buy damn near anything for $250.
(And Ruger's little 28 is awfully appealing with an English grip. It's a nicely scaled receiver, about perfect size/weight, and it really has no competition in its price range, if you want what it offers, and I would.)