Thanks for the help guys. After trying Dunn's, Mid-American, and Denny Dennis on Thursday, I went to St. Charles and found St. Louis Arms. It was kind of freaky finding it in an office building across from the court house, but anyway....
He had 2 M38's in stock, and old beat up one for $75, which was fair and a gorgeous tiger-stiped, arsenal refinished job that looks like it just left the arsenal yesterday. He wanted $112, and I gave it willingly. The metal looks brand new, the wood is fabulous, and the rifling is strong. I need to do a complete cleaning to see how the bore looks overall, but I can tell it's enough to hold a pattern...errr...group.
Anyway, thanks to everyone, and I can recommend St. Louis Arms. It was all milsurp, and he even had a.....wait for it....sporterized scout Mosin. Monte Carlo stock, professionally cut barrel, red dot, etc. I didn't even ask how much I was just so surprised to actually see one in the flesh. Also had several other Mosins, M44's, 91/30's, and some various other things. I only saw about 40 rifles there, but I didn't look inside the huge safe, and everything I saw had probably tasted cosmoline at some point in it's life.
So, ya need milsurps, give 'em a call, I got lucky, you might too.
RT
P.S. Important FYI, the tag on my M38 was from SOG, so if you want to roll the dice on mail order I'm guessing this is listed as excellent condition, and it is very nice.