Well, I think I've come to a decision. (Rare, I know.)
I'm going to go with the Savage.
Most likely, I'll start off with a stock 10FP-LE1, as I have a thing for short(er)-barreled scoped bolt-actions.
$601.00
Next, I'll top it off with this. I'll most likely go with the NATO reticle, but might go with the Dragunov just to be weird.
$349.95
Add a Turner Black AWS sling.
$49.95 Bipod, dedicated case, and other goodies come later.
Total: $1109.73 including local tax and transfer.
Reason I decided not to go with the SA M1A Scout is that after renting the M1A again at the local in-town range, I decided that an autoloading .308 wouldn't be the best thing for me at this time. I'd rather have a rifle that makes me think between shots as I re-acquire the target.
I decided against the Ruger because I want a repeater... when I hit the lottery, I'll get one in .458 Lott for the full experience.
Thanks for all the input!