Gotta decide what your really want with the gun. Back in the day when S&W Chiefs and Dick Specials were competitors, the Smith was widely held to be more durable and compact, tho' giving away one round to the Colt. If a good carry revolver is your desire, better look for a stainless Centennial, a Chief with a humpback frame covering the hammer. Easier to draw, better ergonomics and lower bore axis, and you can shoot it thru' your coat pocket in an emergency.
OTOH, if a classic Colt revolver is your desire, I personally prefer the older Dicks with the bag grip and the unshrouded ejector rod; they have a real Raymond Chandler look. A bottle of bad whiskey, a half-pack of Luckies, and a snap-brim fedora ought to come with it.
If you aren't sure, take it back. Stainless Centennials aren't hard to come by,new or used, as are other good carry guns.
Now if you are determined to keep it to carry, either leave it alone or send it to Metalife; Mahovsky does do wonderful work.
If you want a perfect example of the newer Dick, then send it back to Colt and have them pretty it up.
But you gotta decide what it is you really want.
Moon