I have a baby eagle 9mm and it has been my most reliable autoloader, save only my S&W 1006 and 4506. The BE averages 1 failure every 2,230 rounds for 7 failures total (you do the math). I have hammered this thing with tons of experimental loads that give the .38 super and 9x23 a run for the money. It is definitely one of my favorite shooters. While the external finish on the BE is slightly rougher than the original CZ, the gun is a bit more robust and more ergonomic. The polygonal rifling is a definite plus as well. Accessory-wise, any CZ or TZ 9mm mag will fit, many holsters work well (not the molded CZ-75 holsters though; BE has full length frame), Tanfoglio accessories will fit (extended mag and slide releases, mag wells) Hogue makes both rubber and paux ferro grips for the BE. The manual of arms is very familiar to anyone who has experience with Beretta or S&W autoloaders (or any other TDA with slide-mounted decock).
I have fired several XD's. They were reliable, fairly accurate and somewhat comfortable. My conclusion is that they are still a polymer pistol with a dingleberry in the middle of the trigger and lawyer-proofing that sticks up on top to annoy the traditionalists. Croatia can keep em.