Poor DoubleTap, Buffalo Bore and Underwood Ammo. Making those dirty little Widow makers.
First...Commercial ammunition manufacturers have access to pressure testing equipment that takes the guesswork out of it. Handloaders don't. They also have access to non canister-grade powders that can be blended and tailored to produce the desired results.
Handloaders don't.
That makes exceeding the listed data a crapshoot, because the handloader doesn't know what he's dealing with.
He goes by unreliable indications like primer appearance and sticking cases which can only suggest that he's approaching safe and sane limits. Sometimes, a half-grain of powder or less can make a difference in whether the gun stays together or comes unwrapped. These indications are unreliable because there are too many variables in the components...even within the same lots of powders, primers, and bullets.
As the man said: "I only know what I can measure. All else is guesswork."
Again, I speak from experience and what I've seen happen. When you're touching off what is essentially a controlled explosion 18 inches from the end of your nose, it's wise and prudent to err on the side of caution. A man who is well-educated in the matters of internal ballistics once told me that if people really understood what sort of destructive forces that they were unleashing, most of'em would never pull another trigger on anything higher than .22 rimfire.
Old loading manuals were known for some pretty fanciful data because back in the day, all they had was the copper crusher method for measuring pressure. When more modern methods were developed, they were shocked to discover the truth...and the data has been altered. Not because they're liability conscious...but because they discovered that peak pressure only tells part of the story, and not the most important part at that.
Finally, those firms that you mentioned don't market proof-level ammunition...and that's essentially what this evolving flame war is about...not SAAMI standard +P or +P+ ammunition. Proof-level is intended to be used once...once...to prove the gun...not every time that the trigger is pulled.