I own a Taurus 85 and Charter Arms Undercover.
If I had to buy them over again I would go with the Undercover and forgo the 85.
Both are nice snubs. You'll be happy with either. Both will put lead where lead doesn't belong.
But let me break down my story.
The 85 has a lock which I do like. It was what I bought first. My first ever CCW. The 85 weighs more which does matter after you experience something lighter. The 85 has a really nice looking rubber grip (I like the ox) and fits my hand very very well. However that same grip is what prompted me to try CA.
That rubber grip grips clothing so much that using a tuckable holster becomes a problem. Something about the pattern on it irritates my skin a lot too. I found myself not carrying on summer days on the job doing landscape installation that I bought myself a NAA mini revolver... Because of that grip.
I used an Urban Carry holster to overcome the grip. Like the holster but in the summer it is a heat rash factory with all that leather.
I bought a wooden grip from Taurus's website to mitigate the IWB and pocket problems. I paid what I feel is a lot for a horribly sloppy wooden grip that I ended up returning. They didn't send me a screw for the grip, and to make it work I would have to file/sand maybe almost 1/16" of wood then refinish. No thanks! If I want project like that I would just carve me a grip from scratch.
Originally the old man at the gun store tried to get me into a CA but I turned it down because I was unaware of the brand at the time. I returned to the same old man's store to buy the CA two years later.
The CA is lighter which I do like a lot. Grip options are good from the company and are of good quality. It shoots just as well although the recoil is noticeably more. CA also sells good quality holsters for reasonable prices.
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The Undercover rusts less with sweat too. The 85 would get tiny rust spots all over whereas the CA remains un phased.
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I dislike my Undercover has a plastic trigger guard and grip frame. My other Charters have an Aluminum grip frame. One day I will replace the plastic frame.
The 85 does look better but both function the same. The CA is less "melted" than the Taurus.
Even with the "full combat grip"(standard grips) the Charter Arms Undercover conceals better in everyway over the 85. Huge huge huge advantage. I may not use my NAA at all this year because it carries so much better.
The CA pocket carries profoundly better too.
The skinny CA wooden grips can cause the ejector button to bite my thumb when I try "fast draw shooting." Not likely to happen with the 85. But the 85 has been left at home. The CA is a great gun with just the right compromises to be an excellent everyday carry.
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