Ccracer, that's not what I was reffering to. Your comment about carrying exttra mags, bugs, and moving away from living in a certain area. I live in a decent neighborhood, and don't travel to the "ghetto". Why on earth would I even carry a gun, then? Because I'm prepared. I carry a reload because I'm prepared for the worst scenario. If I need my weapon, I sure hope that mag isn't faulty, or actually run out of ammo. If so, I'll be real glad I had that extra one on my hip.
You seem to think it's ridiculous to carry extra ammo. I say carry as much as is comfortable for you. If you're comfortable with a 5 rounds in your revolver, cool. If you're comfortable with 18 extra mags on your belt, more power to ya.