lonegunman
Member
I've been watching the congress, Wall Street and all the various drama hitting our pocket books lately. It has me thinking.
The whole mess was and is being created and driven by credit, over-extended and over used in all forms. The only way to stop this train wreck is to buy less, a lot less.
If we the people paid off credit cards, paid off the car and kept driving it for a few extra years and stopped buying all the needless crap they market to Americans daily, imagine how much better the country would be.
Of course you need to keep buying guns, use cash. Save some cash every payday and plan out your purchases. It is time to start building up your savings account and time to stop spending on credit.
I'm pretty pleased this year, I owe zero on credit cards, my car is paid for and my house was bought for a decent price and it fits my budget perfectly. I'm thinking Clark Howard had it right all along, don't let these people get their hooks to deep into your skin.
I cannot imagine people buying homes they had no chance of paying for but apparently millions of people did just that. Until recently, I did not think banks were stupid enough to do such a thing, but they did just that. I think the crooks in congress are selling us a bill of goods.
We buy their rotten loans for .90 cents on the dollar and then sell them back to them for .30 cents on the dollar and let the same crooks resell the same houses to us for a profit yet again. If they manage to steal 10% for bonuses and pay raises, they still steal $70,000,000,000 from taxpayers. Worst of all, they add billions to the national debt which is soaring. In the end, not a single crook will go to jail or lose a dollar. What about the rest of us? We get screwed to the tune of $700,000,000,000.00 dollars.
The only way to win is to refuse to play or to play as little as possible. A great way to start would be to refuse to use a credit card or debit card whenever possible and refuse to carry debt. Your money really is probably safer in your mattress. At least then you know where it is.
I happen to think people buy expensive clothes, crap, cars, homes and over priced electronics because they cannot see the thousands of dollars disappearing from their checkbook when they swipe the card. If most people saw a handful of hundreds disappearing they would think twice.
Next time you want something spiffy, take cash and count thoise hundreds out of your hot little hands and wave bye bye to them. Or you should take a look at your handful of cash and think carefully about making it disappear.
Buy less. If you walked to the store on day a week and used a gallon less gas, rented one less dvd, ate one less meal out, bought one less pair of pants, spent 50 dollars less per kid this Christmas than last year it would make them understand. Then in the long term if you repaired the major appliance or car and used it for an extra year or two, planned your home upgrade more carefully and drove a harder bargain or did any number of things to keep as much of your money in your pocket, they would start to understand.
These crooks think people are idiots and they may be right in most cases. I can't imagine paying a guy who failed for his failure and rewarding him with a bonus and a chance to do it all over again with little or no oversight, but in America that is considered a great idea.
The whole mess was and is being created and driven by credit, over-extended and over used in all forms. The only way to stop this train wreck is to buy less, a lot less.
If we the people paid off credit cards, paid off the car and kept driving it for a few extra years and stopped buying all the needless crap they market to Americans daily, imagine how much better the country would be.
Of course you need to keep buying guns, use cash. Save some cash every payday and plan out your purchases. It is time to start building up your savings account and time to stop spending on credit.
I'm pretty pleased this year, I owe zero on credit cards, my car is paid for and my house was bought for a decent price and it fits my budget perfectly. I'm thinking Clark Howard had it right all along, don't let these people get their hooks to deep into your skin.
I cannot imagine people buying homes they had no chance of paying for but apparently millions of people did just that. Until recently, I did not think banks were stupid enough to do such a thing, but they did just that. I think the crooks in congress are selling us a bill of goods.
We buy their rotten loans for .90 cents on the dollar and then sell them back to them for .30 cents on the dollar and let the same crooks resell the same houses to us for a profit yet again. If they manage to steal 10% for bonuses and pay raises, they still steal $70,000,000,000 from taxpayers. Worst of all, they add billions to the national debt which is soaring. In the end, not a single crook will go to jail or lose a dollar. What about the rest of us? We get screwed to the tune of $700,000,000,000.00 dollars.
The only way to win is to refuse to play or to play as little as possible. A great way to start would be to refuse to use a credit card or debit card whenever possible and refuse to carry debt. Your money really is probably safer in your mattress. At least then you know where it is.
I happen to think people buy expensive clothes, crap, cars, homes and over priced electronics because they cannot see the thousands of dollars disappearing from their checkbook when they swipe the card. If most people saw a handful of hundreds disappearing they would think twice.
Next time you want something spiffy, take cash and count thoise hundreds out of your hot little hands and wave bye bye to them. Or you should take a look at your handful of cash and think carefully about making it disappear.
Buy less. If you walked to the store on day a week and used a gallon less gas, rented one less dvd, ate one less meal out, bought one less pair of pants, spent 50 dollars less per kid this Christmas than last year it would make them understand. Then in the long term if you repaired the major appliance or car and used it for an extra year or two, planned your home upgrade more carefully and drove a harder bargain or did any number of things to keep as much of your money in your pocket, they would start to understand.
These crooks think people are idiots and they may be right in most cases. I can't imagine paying a guy who failed for his failure and rewarding him with a bonus and a chance to do it all over again with little or no oversight, but in America that is considered a great idea.
Last edited:
