DNS: Hear! Hear!
It's about time someone added a bit of sanity to this discussion. The liability aspect would be worth considering if the carry load in question was a shotgun full of dimes or a hollowpoint filled with poison, but we're talking about factory supplied bullets that are frequently available in factory ammo as well.
Besides, would the police even bother determining what you shot was a handload? How would they tell? Sure, they could ID the bullet type and match it to the casing, but would they even bother? What if the case was the same type with the same type of bullet in factory ammo? What if you bought the ammo from a reloading outfit like Georgia Arms? Is that a superduper deadly handload or a factory load?
Like DNS said, once you commit to using deadly force, the mere act of using that force is what's going to be held against you.
Chris