Charge a rifle if kerry wins, just to be safe?
- Thread starter Joshua Hutchison
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Got all I need, and only half of what I want (odd how this becomes more like Xeno's paradox the longer I collect
)
Seriously, if the alternative to getting the gun would be to put it on a card before it was gone forever I might consider getting one of the no interest until 2010 offer cards and paying off just as soon as possible. I've missed getting guns that I thought, "Nawww, I'll get that next year", only to have it go out of production and have to pay another 30% later to have it. That's more than I would have ever paid for charges had I used plastic.
)Seriously, if the alternative to getting the gun would be to put it on a card before it was gone forever I might consider getting one of the no interest until 2010 offer cards and paying off just as soon as possible. I've missed getting guns that I thought, "Nawww, I'll get that next year", only to have it go out of production and have to pay another 30% later to have it. That's more than I would have ever paid for charges had I used plastic.
zaijian
Member
Heh, I was thinking the exact same thought.
If Kerry wins, I'm buying an MBR. Probably Springfield M1A Socom (no discussion in this thread!)
If Bush wins, then I'm buying a Taylor 514/614/714ce guitar!
... and then an MBR late next year
If Kerry wins, I'm buying an MBR. Probably Springfield M1A Socom (no discussion in this thread!)
If Bush wins, then I'm buying a Taylor 514/614/714ce guitar!
... and then an MBR late next year
Headless Thompson Gunner
Member
I was planning to downsize my collection a bit, and sell a couple of military-grade rifles that I don't really need. But then I tool a look at hw politics are shaping up these days. Now I'm waiting until the election results are in. I'll reevaluate whther I still want to own those rifles after we find out who our next president is going to be.
Issues of credit and debt aside, if there's one rifle that you really want to own, you probably ought to buy it now. The general trend as the years progress is for these things to be banned, discontinued, reduced in quality, etc. And prices only go up, never down. A single gun really isn't all that expensive in the long run, so it shouldn't be too hard to find a way to acquire it now.
Besides, the sooner you buy it the sooner you can start practicing with it. Isn't that alone worth a little bit of credit card interest or few less evenings out on the town?
Issues of credit and debt aside, if there's one rifle that you really want to own, you probably ought to buy it now. The general trend as the years progress is for these things to be banned, discontinued, reduced in quality, etc. And prices only go up, never down. A single gun really isn't all that expensive in the long run, so it shouldn't be too hard to find a way to acquire it now.
Besides, the sooner you buy it the sooner you can start practicing with it. Isn't that alone worth a little bit of credit card interest or few less evenings out on the town?
Jake
Member
I'd have to say yes. In fact I'm currently working on paying off the balances on my card and my wife's (got ran up due to all the hurricane expenses and lost time at work) in case I feel the need to make any "emergency" purchases due to the elections outcome.
trapperjohn
Member
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as much as I detest scarry Kerry, The sky isn't going to fall if he wins. at least not right away.
If you are really worried about it start saving for that stuff now and pay cash. Buying a gun on credit is just flushing money down the toilet. save the huge amount you would spend on interest (even if you paid it off in a few months) and buy ammo. Just to see how much money you are pissing away on credit check out this program I wrote and use 20% interest
http://www.jhphotos.net/loancalc.htm
make sure and use about 20 percent interest.
for example: $2,000 paid back over 6 months waste $118 in interest. Thats a lot of powder!
If you are really worried about it start saving for that stuff now and pay cash. Buying a gun on credit is just flushing money down the toilet. save the huge amount you would spend on interest (even if you paid it off in a few months) and buy ammo. Just to see how much money you are pissing away on credit check out this program I wrote and use 20% interest
http://www.jhphotos.net/loancalc.htm
make sure and use about 20 percent interest.
for example: $2,000 paid back over 6 months waste $118 in interest. Thats a lot of powder!
Jay Kominek
Member
Joshua, take into consideration your marksmanship. If, for instance, you're not a very good shot at the moment (not trying to be insulting here, I just don't know you!) then you should spend your money going to the range each week with a borrowed rifle or something to learn.
Having a happy wonderful rifle that you can only barely use (and a pile of debt) isn't very useful. But if you're a good shot, there I think you can count on being able to borrow a rifle from someone who has a few dozen more than they can use at any one time.
While the President might not be able to push through legislation quickly, they could go grab the heads of the EPA and OSHA by the balls and make them run around trying to shut down as many ranges as possible.
You can own a small armory without anyone knowing. But it is harder to practice with a battle rifle without somebody catching on.
If you're already a good shot, then consider piling up on ammo without going into debt. It won't go bad in the next few decades, and owning it is just as important as owning a rifle. And it is available in more financially managable quantities.
(Debt is bad. Don't accumulate any.)
Having a happy wonderful rifle that you can only barely use (and a pile of debt) isn't very useful. But if you're a good shot, there I think you can count on being able to borrow a rifle from someone who has a few dozen more than they can use at any one time.
While the President might not be able to push through legislation quickly, they could go grab the heads of the EPA and OSHA by the balls and make them run around trying to shut down as many ranges as possible.
You can own a small armory without anyone knowing. But it is harder to practice with a battle rifle without somebody catching on.
If you're already a good shot, then consider piling up on ammo without going into debt. It won't go bad in the next few decades, and owning it is just as important as owning a rifle. And it is available in more financially managable quantities.
(Debt is bad. Don't accumulate any.)
I tend to disagree - 25 years ago we didn't have the Saigas, SU 16s, Yugo SKSs, etc. I think there are plenty of these things floating around, so if you can't afford it, don't do it. If you feel like you really need a fighting rifle, spend $150 on an SKS, it's a hell of a rifle.
Mr. Mysterious
Member
An executive order is possible but highly unlikely because the courts could overturn it. Also, an executive order is only supposed to clarify a law not make law. If JK came in and entered some type of an executive order like the AWB it seriously could create the beginnings of a Constitutional crisis. I was too young in 94 to really see what was happening with the AWB, but we all know that the Democrats soon got their walking papers when the election rolled around.
I have no doubt that getting the evil black rifles out of the hands of the common man would be on the short list for JK. He suffers the same mentality that most antis have...they think that by banning something that there are hundreds of thousands if not millions of already in circulation it will make the world a safer place.
I have no doubt that getting the evil black rifles out of the hands of the common man would be on the short list for JK. He suffers the same mentality that most antis have...they think that by banning something that there are hundreds of thousands if not millions of already in circulation it will make the world a safer place.
Tamara
Senior Member
Bainx,
Ah, but what Bush Senior did was to request that a bureau of the Treasury Department (part of the Executive branch) interpret regulations that were already in place (thanks to GCA '68) so as to cut off importation of certain rifles. That is well within the bailiwick of the President, as head of the executive branch.
Changing the production status or sales legality of weapons produced here in the Several States, however, is a different matter entirely, and that's why Bush Senior did not do that also, no matter how badly Billy Bennett wanted him to.
Ah, but what Bush Senior did was to request that a bureau of the Treasury Department (part of the Executive branch) interpret regulations that were already in place (thanks to GCA '68) so as to cut off importation of certain rifles. That is well within the bailiwick of the President, as head of the executive branch.
Changing the production status or sales legality of weapons produced here in the Several States, however, is a different matter entirely, and that's why Bush Senior did not do that also, no matter how badly Billy Bennett wanted him to.
BryanP
Member
As much as I love my toys, (and at this point the necessities are covered - any more guns are just that - toys) I speak from experience as someone who worked his way clear of credit card debt. If you can't pull out the cash or write a check for it, don't buy it. Period. The only exception I make to that rule is my mortgage.
Yes, I drive a rather unimpressive used car, but I wrote a check to pay for it and it's mechanically sound. Y'see, that's the key. If you don't have all these payments eating up your income you can buy stuff without borrowing yet more money.
Yes, I drive a rather unimpressive used car, but I wrote a check to pay for it and it's mechanically sound. Y'see, that's the key. If you don't have all these payments eating up your income you can buy stuff without borrowing yet more money.
lee n. field
Member
- Joined
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No.
I've got enough guns. Spare funds will be going, as usual, to ammo and other consumables, parts and accessories and training if I can.
I've got enough guns. Spare funds will be going, as usual, to ammo and other consumables, parts and accessories and training if I can.
FNFiveSeven
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- Jan 3, 2003
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Good question
I had the same debate before the California AW Ban. Before the ban took effect, I bought all the rifles and mags I could, even mags for guns I didn't own yet but hoped I one day would. I went thousands of dollars into debt, but now, 4 years later, I've paid it off (it only took about 2). And you know what?
IT WAS THE BEST DECISION I EVER MADE.
If I hadn't done it, I would be kicking myself every day, I'd be so upset that I'd have to leave the state. If I hadn't done it, I never would be able to own an AR. Never be able to have any mags over 10 rounds. I have a suggestion for you... whenever you wonder what to do, just look at what's happening here in Kali, and I think you'll see everything clearly. I just went back in to debt because of the .50 ban, but I know it was the right decision. Paying off debt is not hard if you have some fiscal displine after the fact, and work on paying it off ASAP. Just don't let the window of opportunity pass you by, you will regret it for the rest of your life.
Oh yeah, and all this talk about saving money for when you NEED a car, house, etc... what about when you NEED a gun? When you need a rifle, YOU NEED A RIFLE! Way more than you'll ever need a new car or house. When the SHTF, you don't want to be standing around holding onto your #^#% because the only gun you've got is grandpa's .22, you want an AR-15 and backpack full of Beta-C mags!
I had the same debate before the California AW Ban. Before the ban took effect, I bought all the rifles and mags I could, even mags for guns I didn't own yet but hoped I one day would. I went thousands of dollars into debt, but now, 4 years later, I've paid it off (it only took about 2). And you know what?
IT WAS THE BEST DECISION I EVER MADE.
If I hadn't done it, I would be kicking myself every day, I'd be so upset that I'd have to leave the state. If I hadn't done it, I never would be able to own an AR. Never be able to have any mags over 10 rounds. I have a suggestion for you... whenever you wonder what to do, just look at what's happening here in Kali, and I think you'll see everything clearly. I just went back in to debt because of the .50 ban, but I know it was the right decision. Paying off debt is not hard if you have some fiscal displine after the fact, and work on paying it off ASAP. Just don't let the window of opportunity pass you by, you will regret it for the rest of your life.
Oh yeah, and all this talk about saving money for when you NEED a car, house, etc... what about when you NEED a gun? When you need a rifle, YOU NEED A RIFLE! Way more than you'll ever need a new car or house. When the SHTF, you don't want to be standing around holding onto your #^#% because the only gun you've got is grandpa's .22, you want an AR-15 and backpack full of Beta-C mags!
Joshua Hutchison
Member
well, i just realized i may not have said it, but i AM saving money, its just if something DOES happen, , and i didnt have enough by then...i want to figure out would it be worth it in the sense that it may never be yours, and the chance of having it at a premium is your only chance? im not one who wants to go into debt, and i prolly wont....im just trying to look ahead. honestly,im hoping bush gets in...just a little more chance of getting something good later, and not worry about debts, or the like
PS thanks for ALL the replies, i have seen this thread as a great learning experience. keep up with the responses
PS thanks for ALL the replies, i have seen this thread as a great learning experience. keep up with the responses
Obviously if you can save the money, you would be better off.
But, one more thing from the financial side to consider. Let's say, no matter who is elected, that another ban takes place. It might be the same ban we had before, or it might be worse. But let's say we are allowed to continue to own these weapons, but no more are allowed to be made for private citizens (like the situation right now with machine guns), or we again have a pre-ban/post-ban senario. Two years from now, you might still be able to buy the rifle you want from a private party: BUT, you are going to be paying a huge premium following the law of supply and demand: demand stayed the same but supply is now finite. So, whatever amount of interest you would pay now on a credit card would quickly be eaten up by the skyrocket prices in the future.
The machine gun situation is a good example. I remember a time when you could buy something like a Mac 10 or a Sten for $300-$400. Now, no more can be made for private citizens. The prices start at around $2500 and go up rapidly. If you realized what was coming and bought one of these guns using a credit card and payed a couple hundred dollars in interest, that would be a pretty small price to pay if you really wanted one.
But, one more thing from the financial side to consider. Let's say, no matter who is elected, that another ban takes place. It might be the same ban we had before, or it might be worse. But let's say we are allowed to continue to own these weapons, but no more are allowed to be made for private citizens (like the situation right now with machine guns), or we again have a pre-ban/post-ban senario. Two years from now, you might still be able to buy the rifle you want from a private party: BUT, you are going to be paying a huge premium following the law of supply and demand: demand stayed the same but supply is now finite. So, whatever amount of interest you would pay now on a credit card would quickly be eaten up by the skyrocket prices in the future.
The machine gun situation is a good example. I remember a time when you could buy something like a Mac 10 or a Sten for $300-$400. Now, no more can be made for private citizens. The prices start at around $2500 and go up rapidly. If you realized what was coming and bought one of these guns using a credit card and payed a couple hundred dollars in interest, that would be a pretty small price to pay if you really wanted one.
FNFiveSeven
Member
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444 makes an excellent point. Even without the ban, guns are one of the best investments, hardly ever dropping signifcantly in value. I've had the same thoughts as 444, but the reality is I know I would never sell, so the guns just become a massive estate thing. You know, for the children
If you don't have more than $1000 dollars in your bank account then I don't suggest you buying on credit. Interest charges for someone 18 is horrid. Buy in cash if you can. Besides you have plenty of time between after the election.
FNFiveSeven
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You may not have plenty of time after the election. While it may be true that you will have a period of weeks or months to "stock up" after a law is signed but before it goes into effect, the damage will be done instantaneously. Remember how much AR's were going for in the summer of '94? If you think you can't afford to buy a gun on credit now, just wait and see what they cost after he signs the ban. Then there's the issue of supply... right before Kali's AW ban, do you know how hard it was to find an AR-10? A Steyr AUG? HK 91? That's right, it was damn near impossible. Just look at the situation with the 50's, history always repeats itself, and the US eventually follows CA gun laws, it just takes a little time is all. Mark my words, there WILL BE a nationwide ban on the 50 BMG before we die. There will be a nationwide ban on "Assault Weapons" within the next 10 years. Schumer, Boxer, Feinstein... they are a relentless bunch gun-banning freedom-hating monsters. And they will NEVER stop until either every gun is banned or the eventual passage of time relieves them of their miserable lives.
Get it while you can, when you can....
I personally do not trust anyone in the political field, nor the herb mentality of sheeple.
I started a nice AK project...and I may get a M4gery after, when I get my refund. If not it is not a big loss to me.
If you have not got one, save up...if there is even a peep of another bann, buy it!
Jercamp45
I personally do not trust anyone in the political field, nor the herb mentality of sheeple.
I started a nice AK project...and I may get a M4gery after, when I get my refund. If not it is not a big loss to me.
If you have not got one, save up...if there is even a peep of another bann, buy it!
Jercamp45
It's not hard as long as your health holds up and your job stays secure. Suffer a unexpected health problem or have your job suddenly taken away from you and that debt then looms large. I never expected to become disable at the age of 48.
Don't place to much emphasis on what you will do in the future as it is not promised to you. Something to seriously think about.
I saw the title of this thread and thought to myself -
"You know Rumpled (always refer to yourself in third person to seem more starlike) that's going out pretty far to load a magazine and the chamber just because that SOB got elected."
Then I realized that you meant to extend yourself on credit to buy more firearms just becasue that SOB got elected.
Being that I live in the PRK and I'm already banned from all of the fun toys there's not much I could get - but yeah; I'd get a home equity loan and buy, oh, I don't know, about $75k or so of soon to be banned semi auto shotguns, rifles and handguns (shhhh, don't tell my newlywed wife that I'm going to use our house to do this - she'll be really p*ssed when I tell her we can't remodel 'cuz Kerry is a twit)
That's my plan.
"You know Rumpled (always refer to yourself in third person to seem more starlike) that's going out pretty far to load a magazine and the chamber just because that SOB got elected."
Then I realized that you meant to extend yourself on credit to buy more firearms just becasue that SOB got elected.
Being that I live in the PRK and I'm already banned from all of the fun toys there's not much I could get - but yeah; I'd get a home equity loan and buy, oh, I don't know, about $75k or so of soon to be banned semi auto shotguns, rifles and handguns (shhhh, don't tell my newlywed wife that I'm going to use our house to do this - she'll be really p*ssed when I tell her we can't remodel 'cuz Kerry is a twit)
That's my plan.
In your case I would not run up a huge credit card bill -- yet. What I would do is start socking away cash with a goal of buying a big present for myself. What kind of job do you have? Don't answer that, it's none of my business. How secure is that job? Who's paying for college?
Why not join the Army or Marines. They pay a good salary and take care of a lot of your bills (food, rent, utilities). They'll also teach you to shoot (the Marines will) and buy your ammo. You will be able to save money and pay cash for the rifle you decide to purchase.
Sit down and write out what you earn each month. Then write down all your monthly bills . Subtract the bills -- food, gas, car payments, clothes, cell phone, cable bills and utilities -- they all come out of whatever you are making first. What's left is what you have available for saving up for a rifle or paying on a credit card. I found in the past that I always underestimated my bills and didn't save much. Living paycheck to paycheck sucks, it sucks worse when you've got a huge bill hanging over your head each month.
Financial responsibility to me was being debt free. I have a credit card that pays for food, gas, stuff over the internet and a shotgun last month -- that card is paid off each month, I don't pay any interest.
Why not join the Army or Marines. They pay a good salary and take care of a lot of your bills (food, rent, utilities). They'll also teach you to shoot (the Marines will) and buy your ammo. You will be able to save money and pay cash for the rifle you decide to purchase.
Sit down and write out what you earn each month. Then write down all your monthly bills . Subtract the bills -- food, gas, car payments, clothes, cell phone, cable bills and utilities -- they all come out of whatever you are making first. What's left is what you have available for saving up for a rifle or paying on a credit card. I found in the past that I always underestimated my bills and didn't save much. Living paycheck to paycheck sucks, it sucks worse when you've got a huge bill hanging over your head each month.
Financial responsibility to me was being debt free. I have a credit card that pays for food, gas, stuff over the internet and a shotgun last month -- that card is paid off each month, I don't pay any interest.
Justin
Moderator Emeritus
Find an ad for a rifle you want in the local want ads.
Go there.
Pay cash.
If you can't afford a full-on rifle, buy a lower receiver. You can always get the rest of it later.
DO NOT GO INTO DEBT!
Go there.
Pay cash.
If you can't afford a full-on rifle, buy a lower receiver. You can always get the rest of it later.
DO NOT GO INTO DEBT!
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