A "terry" stop is a temporary detention to investigate the activity of an individual for which there is reason to suspect past, present, or future criminal action. A terry stop can be a traffic stop on a car leaving a dope house or it can be on a man walking down the street with a long overcoat on with a long shapen bulge underneath on a hot summer day.
Common sense is the key here. If a copper want to hold on the shootin' iron, play along. If he/she if fine with it, rock on.
As for the taking a person into custody, imagine this.
"Sir, step out of the car for me? Why officer? Sir, you have a _________ (insert reason for arrest). By the way, can you hand over that gun of yours."
Those, folks, are not good tactics. That is a recipe for disaster as was described by Lawdog above.
Money is not often a reason described by coppers as to why the do the job. It sure isn't the hours either. There are cops out there getting paid the same amount as a fellow working at McDonald's. The duties and olbligations of the everyday police officer are righteous and noble.
