Safe handling of a bolt action
Agree w/NW Cajun--that's how to STORE a bolt gun. However, as has been pointed out, with a round in the chamber you're resting the firing pin on the primer, and AFAIK, that's just an accident waiting to happen.
If it hasn't happened yet, that's just luck. DON'T CARRY ANY WEAPON LOADED AND FIRING PIN DOWN ON THE PRIMER. EVER.
Bolt rifles are made to be carried chamber loaded, cocked, with the safety on. And of course, like any firearm AT ANY TIME, pointed in a safe direction. The safety will keep the rifle from going off if the gun is dropped or other similar mishap. Keeping the muzzle pointed SAFELY AT ALL TIMES will ensure that if all else fails, and the gun goes off, nothing happens except startlement and embarrassment.
Besides the safety concerns, when hunting, you don't want the extra motion of hands cocking the gun, cycling the bolt to chamber a round, etc, etc. Nor do you want the mechanical noises involved. The "click" the safety makes as you slip it off is thunderous enough to spook game; you certainly don't want any more than that.
As has been pointed out many times, by wiser people than me, the most important safety device on any firearm, under any curcumstances, is that big nut located at the back end of the stock.