Reloadron
Contributing Member
Sadly I don't have a Scheels. If I did I would have their card.Got one last week. This is good advice!
Ron
Sadly I don't have a Scheels. If I did I would have their card.Got one last week. This is good advice!
LOL. Yea, just like the covid shots are perfectly safe. Consider the source.Let's not start misinformation here. Cash isn't going anywhere for the time being:
https://www.whitehouse.gov/ostp/new...ties-for-a-u-s-central-bank-digital-currency/
And as far as cash, dont get your hopes up. Biden signed that digital currency thing just recently, cash is likely on the way out in the not-to-distant future…
I don't care if it is locked for potential fraud. I don't mind the transaction not going thru for potential fraud. I don't mind calling the next day to get it turned on. What I do mind is getting it blocked and locked out of my account access when it has only been on gun related purchases, one for $300, one for $200 something and one for a $50 lower parts kit. I make all sorts of purchases over those amounts for other stuff and no block. May be time to leave Credit Union I have been with for 45 yrs.Credit card fraud is rampant. The credit card companies try to mitigate the damage by monitoring account patterns. Unusually large charges, items not usually bought by the account holder, from far away places, that sort of thing. None of it targeting things they don't like, except potentially fraudulent charges they might have to eat.
My personal experience has been over decades. I've had my card locked for very large unexpected charges and a quick call put things back on track immediately. In other cases the use of small vendors who don't have the wherewithal to maintain good security practices leak credit card information resulting in actual fraud attempts on my cards over the years. In each case the resolution has been 100% restitution quickly, and a new card and number.
The real pain in the butt is having to update all the scheduled credit charges for services like internet, light bill, etc every time it happened. And it happened a lot. I solved that problem by changing all of them to paypal or to a checking account. Several years in and no more trouble.
OP - it's not part of new legislation. The card companies care only about money what they have to do to protect theirs. That's all.
I don't care if it is locked for potential fraud. I don't mind the transaction not going thru for potential fraud. I don't mind calling the next day to get it turned on. What I do mind is getting it blocked and locked out of my account access when it has only been on gun related purchases, one for $300, one for $200 something and one for a $50 lower parts kit. I make all sorts of purchases over those amounts for other stuff and no block. May be time to leave Credit Union I have been with for 45 yrs.
Sadly I don't have a Scheels. If I did I would have their card.
Ron
Thanks something for thought. Was always using my Cabela's card then started using my Harley Davidson card. Had more Harley junk than I needed with points so went back to using my Cabela's card. Wife uses the Amazon card for all her stuff. Been thinking after the first of the year start using something else. Have a local Cabela's and I guess since Scheels has online shopping I could try them just as easily.It can be used anywhere...it's a credit card. I used to live near a Scheels store but have since moved out of that state. I still use the card for online purchases, and if I'm going to pay interest I'd rather that money go to the issuer of the Scheel's card (First National Bank Of Omaha) instead of some flaky 'woke' corporation.
Lowe's and Home Depot are huge for fraudulent CC use. Perps purchase gift cards with stolen or lifted CC. Should not even be allowed to purchase a $1000+ gift card on a CC anyway, IMOHO.
LOL. I think you got that last part backward.I've pulled most of my money out of my banks, merely using them to direct-deposit my checks and pay my regular bills.
I started doing this when they cut their operating hours so that I couldn't do in-person banking, then further reduced my deposits when they started getting hinky about "allowing" firearm-related purchases.
Banks and credit cards are supposed to be there for MY convenience, not for THEIR agendas... .
Also, writing a check. Most places won't take a check for a gift card, any gift card. Wife and I use credit cards all the time to purchase gift cards but none I recall over $500. A friend and neighbor works for a supermarket chain and they will not accept a check for a gift card in any amount. They got tired of fraud checks.However, I disagree that you shouldn’t be able to purchase a $1000+ gift card with a credit card just because some perps have used stolen credit cards to do so.
I pay no fees or interest because I never carry a balance.LOL. I think you got that last part backward.
If you think about it, all the bank mostly does is transfer some numbers on a computer around, and once in a while, maybe, if you ask real nice and put in an "order" for it (what? you think they will give you any kind of real money just because you ask? ) , give you some basically worthless, paper and copper, if you just gotta have "cash". Last I heard, it cost more to make a penny than its worth. The bills, of any denomination, cost about $0.02 to make.
Of course, they are just a sorta extension of the Fed and basically charge you fees and interest on sorts of made up silliness, and numbers just PFA. And if you're imaginary numbers go negative, yea boy! they jam you extra good for extra nothing. Thats "double secret silliness" to you!
And "then", theres the CC companies, and other various and devious methods they use to get you to enslave yourself to them.
Yea boy! They are there for your convenience and just to help you!
Hop in!
View attachment 1111342
I don't care if it is locked for potential fraud. I don't mind the transaction not going thru for potential fraud. I don't mind calling the next day to get it turned on. What I do mind is getting it blocked and locked out of my account access when it has only been on gun related purchases, one for $300, one for $200 something and one for a $50 lower parts kit. I make all sorts of purchases over those amounts for other stuff and no block. May be time to leave Credit Union I have been with for 45 yrs.