I am in the same state as Vern Humphrey. I too have to retreat.
Do I know of situations where the display or discharge of a firearm still resulted in a bad situation?
Yes.
One in state. Thug comes into a house using a key, wife turns to greet husbaqnd and instead it is a Thug, and she retreats with child in arms, once in bedroom "and in fear of herself and child" discharges the handgun thru that door. Next heard is husbands voice " I have a gun to my head and ...".
Three thugs. Two kept wife and child in the home, and husband rode around in his vehicle trunk for hours, then in wee hours his business safe emptied by the third thug.
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Out of state, Thugs came in dressed really nice. They snagged an employee, another employee was "outlined" in the one way mirror".
"Get out from behind the mirror, and drop the shotgun".
Store was robbed near closing time, all employees hustled into walk-in vault.
Many Mistakes on that deal, I was flown in to take notes , observe, listen and make recommendations to make safer.
That walk -n vault got a air tank first thing off the bat. The employees were all going out to eat, so nobody thought a thing about them not coming home...until really late. Best guess on how they could have suffocated if something had not occurred and this checked out...not very long.
I suggested a LOT of updates and enhancements and these were done pronto, no questions asked, and spare no expense.
I put the sign in the Vault "Never Again" - not that anyone ever would have forgotten mind you.
There are others...
My biggest thing still is - one has to get into and out of a dwelling. One has to answer the door.
Handgun on person always is the smart thing, not the long gun in the other room.
NEVER bunch up!
MY house rule, is, the doorbell rings, even if expected, folks scatter.
In the middle of night, I have had many plans if a knock on the door, or a coke bottle fell off a knob.
Hotels and Motels I have similar, but different "ideas" and "applications".
I know of too many folks on the road with firearms and mdse that were overwhelmed.
I know about this all too well. I too was / am one targeted by the Big Boys.
Got distracted with folks sick and dying again - but I am "making secure" and "making plans" for a young lady and her apt as she will be attending college here locally.
Check local laws - when you do ,pay attention as to how they "work" for the BGs.
Here, Mr. Humphrey , myself and others have to retreat.
Now WE think like a BG as to how to use what is against us - for us.
Think like a thief - then use that against the thief.
BGs do this all the time against the law abiding.
Btw, they ain't going to "just get" into this ladies Bedroom - a little something I do and they will have to literally break the door.
If matters were to get serious...a no brainer for the DA to see she retreated and she was in immediate danger and had to defend.
Hopefully it will never to come to this...and we won't worry about getting deposit back...got a way to hide that too.
Something I learned from a thief, sitting in an adjacent cell listening because, well I wanted to learn and since he was not on the outside - I went inside.
Splash a little Booze here, stagger a bit, slur a few words, share my smokes and I can play a DWI person really well. Had some LEO folks as friends as we did things for one another...
We didn't have Internet , 911, or cell phones back then...