Emergency? If I bug out, I am going to take my CCW and a spare mag plus a full sized pistol and a spare mag, plus my 10/22 take down and maybe 200-500 rounds in sleeves. The reality is that, with a wife with type I diabetes, a small child, and two dogs, we aren't bugging out on foot. The 10/22 is more of an indulgence than a true need, but it is easy to pack/grab on the way out. If I bug in, then I have access to all my weapons and my ammo stash.
As others have said, my ammo stash is insulation against the next run on guns & ammo. I thought I had a good stash by having 500 rounds of each caliber prior to the last panic. Now I make it a rule to buy twice as much as I shoot. It doesn't take up much room, and prices tend to only go up as long as you are buying right. In a true emergency, like a hurricane hitting Houston, if I'm going to bug out with my family, I can leave the ammo home in dry boxes on a high surface and it will probably be fine. If it floods, then ruined ammo is the least of my worries.
As others have said, my ammo stash is insulation against the next run on guns & ammo. I thought I had a good stash by having 500 rounds of each caliber prior to the last panic. Now I make it a rule to buy twice as much as I shoot. It doesn't take up much room, and prices tend to only go up as long as you are buying right. In a true emergency, like a hurricane hitting Houston, if I'm going to bug out with my family, I can leave the ammo home in dry boxes on a high surface and it will probably be fine. If it floods, then ruined ammo is the least of my worries.