Hot weather carry: When an untucked shirt won't attract attention, I carry IWB under the untucked shirt. Otherwise in a belly band below the waist line so I can tuck the shirt in. Slower access, but a heckuvalot quicker than running to the car.
I believe the general consensus is that a 1911 is safer when cocked and locked than with a round chambered and the hammer down (even disregarding the safety issues involved in getting it to that condition.)Just don't carry cocked and locked.
I think most folks would agree that carrying a gun is not exactly like leaving it in a gunsafe for a year. I know I've definitely heard about safeties getting accidentally wiped off while carrying a 1911 C&L.We take a quality 1911, put it in a cocked and locked condition unloaded, leave it in a gunsafe for 1 year.