Bruno2
Member
I wanted to run a thread on this topic to inform people of what they don't know and probably haven't considered. I have had a few guns stolen before. My house was robbed once and my vehicles broken into a couple of times.
My best advice is this:
1) Record the serial numbers and include a description with caliber.
( a lot of different guns share the same serial no. I just recently got a S&W 642 back that was stolen 5-6 years ago. )
2) GET A GUN SAFE!!
(when my house was robbed the only guns they got were the 22 rifles I had out for cleaning. I had several thousand dollars of stuff in the safe that was untouched.)
3) Check with your insurance agent as to how much coverage you have for firearms. Most Homeowners policies only cover $1,000.00-$2,000.00 . Additional coverage can be purchased, but it usually isn't worth it.
(keep in mind that scopes, rings , bases, magazines, accessories and ammo is not part of the gun that is covered and the loss can be recovered with no limits on these items.
4) NRA members automatically have so much additional insurance coverage for firearms that are stolen.
( A claim can be made in addition to what your homeowners covers)
If anybody else has additional advice or experience please post it up!
My best advice is this:
1) Record the serial numbers and include a description with caliber.
( a lot of different guns share the same serial no. I just recently got a S&W 642 back that was stolen 5-6 years ago. )
2) GET A GUN SAFE!!
(when my house was robbed the only guns they got were the 22 rifles I had out for cleaning. I had several thousand dollars of stuff in the safe that was untouched.)
3) Check with your insurance agent as to how much coverage you have for firearms. Most Homeowners policies only cover $1,000.00-$2,000.00 . Additional coverage can be purchased, but it usually isn't worth it.
(keep in mind that scopes, rings , bases, magazines, accessories and ammo is not part of the gun that is covered and the loss can be recovered with no limits on these items.
4) NRA members automatically have so much additional insurance coverage for firearms that are stolen.
( A claim can be made in addition to what your homeowners covers)
If anybody else has additional advice or experience please post it up!