Hello,
IMO the Ruger P95 is a bit bulky for carry. But I do have a friend who has one and i've shot it, it shoots well and 15+1 is good capacity. But still rather Bulky, but definatley low cost. He is a thin SOB and he hides it well with just a t shirt and and lower end nylon clip holster, appendix carry. He scored his for $160 bucks used off of backpage.com with original case and paperwork.
I would suggest the Ruger Sr9 or Sr9c being you wanted it for ccw. Some would not recomend due to the external saftey, however it can be disengaged rather easily like a 1911. The P95 has a saftey I believe, Dont quote me on that though. Or simply leave the saftey off. With enough practice, the safty comes on and off without even giving it a thought. The SR9 or SR9c models from Ruger are a nice snd slim design with a nice trigger break IMO, and does not print very well. Being a thinner frame. I know your price point is $300, so you would have to look for a used one, being they are $410-$440 or so new, $300 used is possible. Same goes for the Glocks, a 26 or a 19 and the G17 service model for EDC. I would go with the 26, (have mine on me now in a crossbreed IWB kydex/leather holster) used might be a little over 300 however police trade ins are pretty available and usally pretty good options for the used market, and you could score one for $300. The Smith and Wesson already mentioned above "is underrated by some", but they are good for the money. Ive seen those for $299 new latley. Oh yeah one other nice 9 mm pistol is the LC9, of course this fall into the, pocket pistol catagory but they shoot great once you get used to the DAO trigger. I use it on Hot summer days or when I'm just in my sweat pants running errands. Works great in the pocket with a DeSantis pocket holster. Cross breed also makes a a IWB Kydex/leather holster for the LC9. Its VERY thin. HARD to Be made or print no matter your clothing. I use it as my BUG as well. If you could find one of those used you would be set, being that the retail price is $330-$370 and used would be well under $300 bux and have room in budget for a good holster. Depending on what dealer/Gun shop you go to. I would like to Mention, Back Page Dot Com, In their sporting goods section you will find a lot of deals for used guns and gear. I dont know what sate you are in, but where Im at the gun laws are great. They are cash only, in person deal transactions. Most people on there that do fiream trading, buying, and selling are for the most part are very good at communicating, UNLIKE Craigslist where they are to many flakes and A$$ hats lurking. No firearms on Craigslist anyway, just a similar site to CL.
Sorry If this post is a bit long but I wanted to point out a few things for you. I hope this helps you out. Good luck and happy pistol hunting. Its part of the fun!!!
**Bullet Bender**