Back before I retired from Law Dawging I had to shoot issued ammo in my hand-guns and duty long-guns. But I never shot factory ammo at home. The other day I realized that I have not shot any factory ammo for nearly 11 years. Except for some testing comparisons... and even then I did not buy it... I hand-load for optimal preformance / accuracy. Plus I like to hand-load just as much as I like shooting. Therefore, I would not care if it actually cost me more to shoot hand-loads than factory ammo, I would still shoot my hand-loads.