if some crazy guy decides to shoot up a store while I'm walking in from the parking lot or something.
If some crazy guy decides to shoot up a store while you're walking in from the parking lot you need to turn around and get the
HELL out of Dodge.
This list was compiled by Dr. Gary Roberts. He is
THE leading expert in terminal ballistics and round performance
Keeping in mind that handguns generally offer poor incapacitation potential, bullets with effective terminal performance are available in all of the most commonly used duty pistol calibers—pick the one that you shoot most accurately, that is most reliable in the type of pistol you choose, and best suits you likely engagement scenarios.
The following loads all demonstrate outstanding terminal performance and can be considered acceptable for duty/self-defense use:
9 mm:
Barnes XPB 115 gr JHP (copper bullet)
Federal Tactical 124 gr JHP (LE9T1)
Federal HST 124 gr +P JHP (P9HST3)
Remington Golden Saber bonded 124 gr +P JHP (GSB9MMD)
Speer Gold Dot 124 gr +P JHP
Winchester Ranger-T 124 gr +P JHP (RA9124TP)
Winchester 124 gr +P bonded JHP (RA9BA)
Winchester Ranger-T 127 gr +P+ JHP (RA9TA)
Federal Tactical 135 gr +P JHP (LE9T5)
Hornady Critical Duty 135 gr +P PT
Federal HST 147 gr JHP (P9HST2)
Remington Golden Saber 147 gr JHP (GS9MMC)
Speer Gold Dot 147 gr JHP
Speer G2 147 gr PT
Winchester Ranger-T 147 gr JHP (RA9T)
Winchester 147 gr bonded JHP (RA9B/Q4364)
.40 S&W:
Barnes XPB 140 & 155 gr JHP (copper bullet)
Speer Gold Dot 155 gr JHP
Federal Tactical 165 gr JHP (LE40T3)
Speer Gold Dot 165 gr JHP
Winchester Ranger-T 165 gr JHP (RA40TA)
Federal HST 180 gr JHP (P40HST1)
Federal Tactical 180 gr JHP (LE40T1)
Remington Golden Saber 180 gr JHP (GS40SWB)
Speer Gold Dot 180 gr JHP
Winchester Ranger-T 180 gr JHP (RA40T)
Winchester 180 gr bonded JHP (RA40B/Q4355/S40SWPDB1)
.45 ACP:
Barnes XPB 185 gr JHP (copper bullet)
Hornady Critical Duty 220 gr +P JHP
Federal HST 230 gr JHP (P45HST2)
Federal HST 230 gr +P JHP (P45HST1)
Federal Tactical 230 gr JHP (LE45T1)
Speer Gold Dot 230 gr JHP
Winchester Ranger-T 230 gr JHP (RA45T)
Winchester Ranger-T 230 gr +P JHP (RA45TP)
Any thing on it will perform adequately. Pick one and roll.
Here's a link to the discussion
https://pistol-forum.com/showthread.php?4337-Service-Caliber-Handgun-Duty-and-Self-Defense-Ammo