reviews: any moron with a keyboard can write a bad review when they encounter something they don't understand, while satisfied customers tend to keep to themselves
cheap ammo: mine eats WWB and the cheapo Federal plated plinking stuff, how cheap do you need?
folding: motorcycle saddlebag, backpack, laptop case ... sometimes I don't want to fart around with a rifle case to go to the range. correction I almost never want to screw around with a rifle case going to the range, I'm carrying anough crap without adding in an awkward 26"+ delicate stick
accuracy: mine is decently accurate, although I admit that a better front sight would improve accuracy a great deal
Hi Point: they're surprisingly nice little PCC's, if you like Hi Point, enjoy Hi Point ... but they're entirely different guns
1 - then Hi Point couldn't sell you their magazines
2 - would it fold in half and go in my saddlebag?