Of course our lawyers love this system: no matter what happens, they win because there are more lawsuits and at least two lawyers get paid in every one.
In nearly all jurisdictions...these kinds of plaintiff's suits do not have lawyer's on both sides getting paid. The lawyers on the defense side who represent the insurance companies, the manufacturers and/or the named defendants, get paid. Usually they get paid pretty well, by the hour...to KILL all claims, legitimate or otherwise.
The plaintiff's lawyers usually work on contingency and usually fund the case with their own money. They pay for experts, depositions, investigation, court time, fees etc. If they lose...they are out the money and the time they put in on the case.
I do not know what the specific facts of this case are. But it isn't impossible that the claim is valid. If the claim is truly junk it will probably get tossed before trial.
Have some faith that the system regulates itself...and understand that all the clamoring for reducing access to the courts, and for reducing liability on the part of manufacturers, wrongdoers and negligent parties...doesn't help VALID claims...in fact, more often than not, it cuts them off at the knees. You might have a valid tort claim one day...and when that happens you will be VERY disappointed with what I expect your outcome will be.
For those who worry about the plaintiff's possible fault in this...it is my understanding that CA is a comparative negligence state. Which means that the jury can decide to assign fault to both sides and reduce the award accordingly. For example, suppose this cop gets a judgment of $1,000,000. The jury then assigns fault and the plaintiff is found to be 45% negligent. His maximum possible award will then be reduced to $550,000. For those who worry that this guy was breaking the law by not having his kid restrained or by not securing the gun in the first place...don't. If those are adequate defenses, they will be asserted.
By and large the tort system gets it right. By and large when a jury's award is outside the norm, it gets corrected, either immediately by the judge or on appeal.