Reliability being equal, if I had to choose between the two, I would go with the Kel-Tec. This is based mostly on the compact size and folding stock. It also seems to be a little nicer in the fit and finish department. Much easier to disassemble for a good cleaning also. If the Hi-Point were the more reliable of the two, I would have no problem going with the Hi-Point. If your just looking for a general "plinker" and not worried about magazine capacity or ease of cleaning, the Hi-Point would make a fine gun. The only other thing that I've mentioned in a couple of other posts that concerned me with the Hi-Point is the fact the the magazines feel poorly constructed compared to the Glock mags in my Sub. The Hi-Point magazine has a groove that you must insert the bullet into before pushing them into the mag, and the bullets often seem to be pointed down after being loaded into the magazine. I have to push down on the rear of the round so that the front of the round pops up and sits correctly in the mag. That said, I had no feeding issues at all with the Hi-Point. I did read one other review though that thought that this magazine issue could cause reliability issues if one did not smack the mag and make sure the round was pointed up before loading. That said, I've read many reviews and threads on the Hi-Point claiming to have perfect reliability.