I don't understand what some of you are talking about. I have a Texas CCW permit, and I never have to have a NICS check... cash and carry after you fill out the 4473. The NICS requirement is federal. If a state CCW permit allows me to avoid the NICS check in Texas, why are some of you in other states required to undergo the NICS check in your state if you have a state issued CCW permit? Does your state still require it?
I know the feds are a little more touchy about multiple handgun purchases, but I think I'd still just fill out the necessary forms and walk out the door. Although, I might have a ATF guy contact me about the multiple handgun purchase (never done one before).
edited to add: I know if you have a common name, and you don't fill out the SSN (optional) on the 4473, it can really delay your clearance. Sometimes, even with the SSN, if you have a common name, you can have to wait. For example, if you live down here in south Texas and have a name like Rick Garcia, or Carlos Martinez, you could have some hang ups.