Hey SublimeSilence,
I think we might be missing a point or two here.
First, congratulations on choosing a FANTASTIC sport ! I assume from the content of your thread that you are a younger shooter, and it's great to see younger enthusiasts becoming interested in any of the shooting sports.
Second, you LOVE the sport now, but a year from now Cowboy Action Shooting might be your "flavor of the month", or long-range rifle. My point is, you might not want to invest a wad until you know that you'll continue to be interested. Then, upgrade.
I bought a Remington Spartan (Baikal manufacture) 3 or 4 years ago, in 16-ga simply because I wanted an O/U that wouldn't break the bank and because I have always had a soft spot in my heart (or head !) for the 16. I have used it for quail, dove, sporting clays and 5-stand. I am convinced that the gun is good enough to favorably reflect on 90% of the people who shoot it. (I am also convinced that a $499 deer rifle of good selection will shoot better out of the box than 90% of the people who buy it are capable of shooting!)
The very first time I used the gun was on a quail shoot on a wet and blustery February morning, with wind gusts of 12-16mph. The birds invariably flushed with the wind, so you had to swing a gun like a tennis racket to get a shot. But, I had birds in the roasting dish for supper. Some thin-sliced dried beef, good applewood bacon, cream of mushroom soup and sour cream.... Sorry, I digress...
Bottom line, buy the best you can afford, and certainly consider the gently pre-loved market. But don't be afraid of some of the Chevys or Fords if you can't grab onto a Caddy or Linc.