"Texas Law Shield" -- Have You Used Them?

[The Swampfox]

Texas Law Shield Legal Reps for Legal Gun Use

I heard on Houston radio that there is a law firm which has a plan known as "Texas Law Shield" which will cover you if you ever have to use your legal firearm in legal self-defense.

Has anyone heard of it, or, more importantly, used their services ?

--The Swampfox

 

[tekarra]

I have seen them at gun shows for about a year now and have heard some pros and cons and doing my own research.

 

[NavyLCDR]

Haven't heard of them in particular, but it doesn't seem to be any different than any other prepaid legal service. According to your post they claim to cover you for legal use of your firearm for legal self-defense - I'll bet they get to decide what legal self-defense is so they also get to decide which cases they will take and which they will decline.

 

[brodgers60]

Just recently renewed my chl and there was a rep from them there. That's all they do is gun arrest and will represent you through the whole process. I'd compare it to say a umbrella insurance policy for your pool, property ect....

 

[brodgers60]

BTW. I did sign up for their services and they'll reresent you in everything except client v. client incidents.

 

[rcmodel]

Sounds like another shyster lawyer thing to get your money.
But thats just a guess.

You could put a family lawyer on retainer for about the same.

The curious thing to me is, if you have a Texas CHL, it costs $131.40 a year.
If you don't have a CHL, it only costs $89.00 a year.

Is this like giving gang bangers that carry with no CHL a price break??

You would think those with training and a CHL would be less expensive to insure wouldn't you??

rc

 

[Dreamliner787]

There's a lot of discussion on the other Texas forums on this. The idea seems good to me, but there hasn't been one case that I know of where they represented anyone yet. So good in theory, I'm not sure about what actually happens in the instance that someone actually uses it.

 

[biokillr]

I am currently signed up with them. I have not had to use the services(thankfully). I did however look into how much i would be paying them and what services i wold recieve. I have a chl but i am paying around $11 a month for the coverage. The reason it is cheaper without a chl is because it only covers you if you use a firearm for self defense on your prperty and in your vehcle. Where with the chl coverge and if you have a chl it covers you anywhere you can legally carry your firearm. I added the cost up and after 20 years i will have given them a little over $2600 and if i were to have to use the service just once that would pay for itself. They claim to cover all lawyer expense if you use them. Imo it is a great "insurance". If you are not sure how mch lawyers cost in a "self defense" case where you used your firearm I suggest you call a local attourney and find out. They can get expensive quick.

 

[MedWheeler]

You're new here.. just to let you know, starting multiple threads on the same subject here in different forums is highly frowned upon. Expect one of them to be closed and consolidated with the other.
The coverage seems like a good marketing strategy on the part of the law firm that just might be worth it as sort of an "insurance policy" for the lawfully-armed citizen. I bet they are hoping not to get any cases, though..
Not sure if the "coverage" covers expenses also, or just fees.

 

[rcmodel]

starting multiple threads on the same subject here in different forums is highly frowned upon.

Oh yea!

I didn't even notice that yet!!

Do you get paid by them, or just one of the lawyers?

rc

 

[biokillr]

Supposedly(still haven't used it) they cover all legal fees.

 

[Owen Sparks]

This is the tip of a very dangerous wedge. I fear that eventually this will become manditory and you can't get a concealed carry permit without buying insurance. This will make people who carry low hanging fruit for the trial lawyers. After a few multi-million dollar settlements, the cost of this manditory insurance will go up to the point that it prices most gun owners out of being able to get a permit.

 

[brodgers60]

They've represented a local gunshop owner on three seporate occasions that i know of.

 

[KTXdm9]

I signed up, as well. I just view it as cheap insurance.

 

[Dreamliner787]

Sounds like a good idea, but I haven't seen any case files or point of reference where they had represented anyone or involved with a case that has gone through the court system where they were involved. It almost seems too good to be true for what they're charging considering an attorney's fee for one hour is more than their annual fee. It's like buying car insurance from a company that never processed an accident claim before, just don't know what to expect and what you're really getting. IMO.

 

[abq87120]

I had a $1M umbrella insurance policy when I lived in New Mexico. I figure when it's the insurance company's money at stake, they will give it a strident effort.

NM is a Gold Mine state when it comes to the civil suit that always follows an SD situation there. You will probably shoot a Hispanic, go before a Hispanic jury and probably have a Hispanic judge (which is an elected position in NM). I can hear the ding-ding-ding of the pay off even now.

I live in AZ now. No police charges = no civil suit. I think FL has the same set up.

 

[mljdeckard]

Sounds to me like NM REALLY needs an immunity from civil liability law.

The tricky thing about any insurance covering you is that insurance won't cover the results of intentional acts. Read your policy VERY carefully. Ask your agent if legitimate self-defense is covered, and if he says yes, have him add it to the policy in writing.

 

[Rusty Luck]

I'm signed up, I'd rather have it and not need it then need it and not have it.

 

[locnload]

When you think about the number of armed citizens that actually have an SD shooting, it kind of makes sense that they can make money and provide a service when needed. Almost all drivers will have more than one claim on their car insurance over a lifetime, few of us will actually be involved in a self defense shooting. Also you probably want a lawyer thats very familiar with these types of cases, not some family law guy who can help you make a will before you head off to prison.

 

[Walkalong]

merged with duplicate thread

 

[TG13]

AFAIK.. under the Texas Castle Doctrine, you are immune to civil prosecution..

 

[berettaboy]

AFAIK.. under the Texas Castle Doctrine, you are immune to civil prosecution..

You are immune to suit, but not the filing. Shield also covers, from their website:

Legal Representation Including All Attorneys' Fees, CIVIL AND CRIMINAL
- Police Investigations
- Grand Jury Proceedings
- Trial, both Criminal and Civil

I sure don't want to go without legal representation there and a "good" attorney here in Dallas will run $300-500 per hour.

I would sure like to see something like this on a national basis. USCCA has something, but has been getting some bad press on some sites recently.

 

[Dreamliner787]

Have anyone used their services for:

Legal Representation Including All Attorneys' Fees, CIVIL AND CRIMINAL
- Police Investigations
- Grand Jury Proceedings
- Trial, both Criminal and Civil

How did that go?