Legally I don't see using a handload as an issue, even though it has been debated for years.
Simply put, you were either justified in shooting the bad guy, or not... If it was justified, it doesn't matter who loaded the bullet, or what the bullet was (or whether you used a gun, a tire iron, a baseball bat, a knife, or your bare hands... deadly physical force is deadly physical force).
While I do think it raises an interesting question, I don't know that I buy into the civil suit issue either. If I recall correctly, the Geneva Convention set guidelines which caused our military to carry ball (rather than JHP) pistol ammo. So, you could also argue that if you shot someone with Speer Gold Dot HPs, then the lawyer could say "My client was shot with a cruel bullet that has been outlawed by the Geneva Convention". In other words, these things can always have a bit of "spin" added to them by lawyers... As such, I would again remind you that the most important issue is whether or not you were justified in using that level of force in the first place.
Beyond the legal arena, how much do you trust your handloads? I'm a fairly new handloader myself, and I've been turning out a good product... But, I'm not ready to trust my life to my handloads at this point. For me, I continue to carry factory loaded 200gr Speer GDHP ammo.
You sound like you have been in the handloading game for quite some time, so if I were you, I probably wouldn't sweat carrying them!
Also, as a police officer, I doubt the issue would even come up. We'd collect the shell casings, and the gun... The gun would be examined along with the recovered bullets. It is highly unlikely that we'd come back and say "hey, where did you buy this ammo? We need the original box!"
I mean, heck, what if you were using remanufactured ammo, or someone else's handloads? Or, a mixture of different ammo? (not that I'd recommend any of these, but some people do silly stuff for "self defense")
Again, the shoot was either legally justified, or not.
mrkwns said:
It doesnt make sense that you can afford all of the extra costs involved to justify your choice in ammunition, but are unwilling to pay the extra 15-20 dollars that it might cost you to buy factory loads for when you carry to avoid all of the hassle instead
I was under the impression that the OP wanted to carry handloads because he was more comfortable with ammo that he had loaded himself. I've always carried ammunition that I'm most comfortable with for defense, so I could see why an experienced handloader could feel that way!