I was getting a few homeowners insurance quotes recently, aand was posed some uncomfortable questions. I only called a few companies and since I did not find any savings over my current carrier, I decided not to change.
But one large company asked the following questions: (questions are as I remember them)
Are there firearms in the home?
Are they stored unloaded in a locked and secure place, such as a safe?
Have you completed a certified firearm training and safety course?
I realize these guys are trying to limit their risks. They do ask about swimming pools and trampolines and other things. But I admit these questions make me feel uncomfortable. I know they have a right to know about possible liabilities. Do I live in a flood zone? Or What type construcion is my house, age of roof, age of wiring, etc. I just thinks that this crosses the line for me though. I don't think I would go with an company that asks firearm questions unless it was for a add-on rider.
What thoughts do other THR members have on this topic?
But one large company asked the following questions: (questions are as I remember them)
Are there firearms in the home?
Are they stored unloaded in a locked and secure place, such as a safe?
Have you completed a certified firearm training and safety course?
I realize these guys are trying to limit their risks. They do ask about swimming pools and trampolines and other things. But I admit these questions make me feel uncomfortable. I know they have a right to know about possible liabilities. Do I live in a flood zone? Or What type construcion is my house, age of roof, age of wiring, etc. I just thinks that this crosses the line for me though. I don't think I would go with an company that asks firearm questions unless it was for a add-on rider.
What thoughts do other THR members have on this topic?