The buckmark/Ruger/ and the victory are very comparable. They don't really feel like anything made for defense. I'd get whichever I wanted and felt good to me and give it little thought. Ive shot a ton of buckmarks and Rugers (and own a couple of each) and a couple Smith's (although I don't own a victory) , as well as others I've bought along the way such as high standard, colt woodsmans, sig, beretta etc and As far as the triggers, if your wanting to build skill with your defense guns, the stock trigger on the worst buckmark/victory/Mk whatever/ neos/woodsman/ etc. Will beat the best Sig, Glock, HK, Beretta, M&P, XD or whatever from the factory. After all they are built for target shooting and hunting while the others are built with defense and liability involved. The neos is kind of in between a target 22 and a defensive one in my opinion. Ive put quite a few thousand rounds through mine but I despise the safety placement. All of them have terrible takedown methods. The older Rugers and Buckmark can be annoying to take apart to really clean if you plan on shooting a ton (not so much the taking apart as the putting back together) . The beretta is better if everything works as it should but has a thumb screw that would be easy to screw up, although I've never seen one screwed up. Actually the Neos is very simple in mechanics compared to everything else beretta made.
If your wanting a true target gun then maybe Trigger work will be necessary someday. But compared to your M&P or any other carry/duty gun, other than a pretty nice 1911 trigger, it will feel great and accuracy will be better too. IMHO