With the rifle, I've read that over time it will stretch the action and give loose lock up.
You can be assured that it will. Shoot enough heavy loads in it, and you'll start to see evidence of just that when you close the action on an empty chamber...let go of the lever and skake it lightly...and see the lever drop. After a point, it'll drop without shaking it. When it does that, it's time to use standard-pressure loads only, and not a whole lot of those.
Pressure...everybody's main concern...isn't the destroyer here. It's recoil impulse/acceleration and momentum, compounded by the faster powders used in the pistol cartridge that pounds the locking surfaces.
A 250-grain bullet driven to 1600 fps by a relatively fast powder carries not only a higher recoil impulse than the standard .30-30 cartridge, but more momentum as well.
Use such ammunition in moderation.
Take a close look at the 94's action...specifically at the rear of the bolt. There isn't a lot of surface area backing the bolt...and that takes a hit every time the trigger is pulled.
As it starts to peen and deform...and you may not see it until it's nearly at a critical point...the headspace has increased to or just before or at a dangerous point. As headspace increases, the case backs up in the chamber and loses head support.
If you really want to push the envelope, get a Marlin. Its action is far stronger than the great old Winchester's.