with scope, rifle, sling,and bipod I am well over $1000 on one. Most of mine are old and in blue book they are not worth a whole lot. But to replace them would cost a small fortune.
My 22 wouldcost no less that $500 to replace with Scope costing another $600
My 6.5x57 type 38 would set me back right around $750 to replace.
M 30-06 would cost $750 plus $700+ to replace scope.
My 308 Would cost $3000 to $5000 to replace and $2000+ for optics.
My 223 would be $800 for the rifle and $1000 for optics.
My shotgun would cost $1200 to replace.
1200
800
1000
4000
2000
750
700
750
500
600
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Total replacement Cost $12000+
But the worst thing of all you can not replace the history of many of said rifles.
When getting an insurance policy I will never really list there value because it will cost 4 times that to replace them all. So I will do like scotty and had to the value of them. Most of the policies let you set the ammount for each gun.