I don't have a lot of expirence with the 92, but it seems people either love them or hate them. The XD is a excellent choice in my opinion and the new XDm should be even better. I think your it kind of depends on that you will be using it for they both have pro's and con's. Remember what they say about opinions. When it comes down to it yours is the only one that really matters. A few questions to ask yourself. What will work best for you? How does it fit your hand? Price? Availability of accessories and parts, aftermarket and factory? And can it double for more than one use for you? Costomer service of the manufacturer? How well you shoot each? I am sure I am missing some.
Good Luck and Be Safe!
Good Luck and Be Safe!