Guns stolen, car re-po

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Eric F

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I just got off the phone with a friend. His car got reposessed today and he had 2 pistols a rifle and a shot gun in the car.(he was loaded up to go to the range) He went back into the house to get some coffee and came out his car was gone. He called the bank right away because he knew he was behind.....too late for that now though......he begged to get the name of the tow company so he could get the guns and personal effects back but the bank refuses to tell him who has it. Can he call the guns in as being stolen? I told him to call the police and ask some questions. But have not heard back yet.

So the question is are the guns stolen? I would think so as he did not give permission to any one to take the guns.
 
Sounds like they were stolen to me. Unintentionally but stolen nonetheless.
 
He can tell them the truth. The car was repossessed, but the guns in it were not. They should be flagged as "stolen," in case they show up anywhere.

That said, if you're going to drive around with a car that's not yours, don't leave anything in it!
 
I'd report them as stolen, it would seem to be your friend's responsibility at this point. He has tried to get the name of that company with no avail. Depending on where he lives I believe he could be in trouble for not reporting the loss of weapons that are registered to him(if his state has a registry).

Just because he reports them stolen doesn't mean he cannot explain to the police the circumstances.
 
It's also wise to report guns that have gone missing; should they be misused, you don't want the trace to come back to you.
 
Yes, report them immediately. The bank has no right to those, or anything else in the car. They took their car, but also stole what was in it since they refuse to tell him where the car is. I'd report them soon so there is less of a chance of them 'getting lost'

Sounds like he needs to let up on ammo purchases a bit and pay the bank!
 
By all means the police report should be made as stolen guns. If they are not recovered,the report is on file and the man is covered. Next, call the insurance company.
 
Most embarressing firearm moment.

I once misplaced a 1911 and couldnt not find it any where the next day. The next day I called the police department and reported it stolen. I called one of my buddies that was over the day before and he told me I left over buy the kegerator and hottub under a frisbi we wer throwing on the beach. So I called the police department back and cleared up and I sure felt like an ass.
 
Just talked to my friend again The police are on their way to take a report. Seems in Va the guns are considered stolen.
 
Have you asked this guy?

repo-man_l.jpg
 
Did he explain to the bank that there were weapons and ammunition in the vehicle?

I'd find an attorney fast, and have them contact the bank. Inform them that weapons and ammo were taken along with the vehicle and if they don't help in locating the weapons immediately, you will have no alternative but to contact federal and local law enforcement regarding the theft of of the firearms. Also make it clear that because the vehicle (and weapons) were taken without your knowledge, and they are choosing to obstruct you in the recovery of the firearms, you will not be held liable for any civil or criminal action stemming from the theft and misuse of the guns. I'd finish the call by telling them you've already spoken to a local TV news crew about how the bank refused to aid in the recovery of something as dangerous as lost firearms, and you would like to know if the news should contact them or their public relations office for a statement. (sometimes all you need is a good bluff)
 
if it was a baby in the car, would you call the police?
besides, the tow driver and company is illegally in possession of firearms. i'd call the police. who knows who will find them and where they will end up. another phone call to the bank along this line may help.since they 'took' them, they are responsible: and that is not what i think they want to be responsible for. and pony up whats due them ASAP.
 
I'd find an attorney fast, and have them contact the bank.
Click to expand...

I'm going to go out on a limb here and speculate that a dude who just got his can repoed probably doesn't have the coin to put an attorney on retainer laying around.
 
MGshaggy said:
Did he explain to the bank that there were weapons and ammunition in the vehicle?

I'd find an attorney fast, and have them contact the bank. Inform them that weapons and ammo were taken along with the vehicle and if they don't help in locating the weapons immediately, you will have no alternative but to contact federal and local law enforcement regarding the theft of of the firearms. Also make it clear that because the vehicle (and weapons) were taken without your knowledge, and they are choosing to obstruct you in the recovery of the firearms, you will not be held liable for any civil or criminal action stemming from the theft and misuse of the guns. I'd finish the call by telling them you've already spoken to a local TV news crew about how the bank refused to aid in the recovery of something as dangerous as lost firearms, and you would like to know if the news should contact them or their public relations office for a statement. (sometimes all you need is a good bluff)
Click to expand...

A fine idea, in theory ... but if this guy can't make his car payments I don't think he has much lawyer money laying around.
 
Probably not, but paying a hundred or two for a phone call that may work would be better than losing guns and ammo worth quite a bit more that that, dontcha think? Of course, the roadmap is there - he doesn't have to have an attorney make that call, he can certainly do it himself, but it would probably get a bit more attention with the bank if an attorney made the call.

Edited to add...

Follow up with a letter to the bank documenting the content of your call, maintain a copy...
 
The guns aren't stolen

Your friend would be wise to report the guns missing and explaine the circumstances under which they are missing. A recovery agency has no idea what is in a vehicle when they recover it. Futhermore, while your friend may not admit it to you, the lender would have made every attempt to get the account up to date or turned in under voluntary conditions before contracting with a recovery agency. If your friend would have made arrangements with the lender he could have cleared the vehicle of all peronal belongings and turned the vehicle in to them. The recovery agency will inventory your friend's vehicle of any items in it and at some point your friend will have access to that information. Additionally, now that the lender has his attention, he could get the funds together (possibly sell the firearms to meet his financial obligations?) and catch up the past due payments and redeem the repo and continue to drive the car.

Regards,

FmrMarine
 
Sounds like the guns were stolen.

But maybe fewer guns, more car payments for your friend next time. I know that's blasphemy, but, day-umm...
 
you will not be held liable for any civil or criminal action stemming from the theft and misuse of the guns.
Click to expand...

In your state, is it legal to leave hand guns in the car unattended? Or do you have to "safeguard" your handguns at all times?
 
The guns aren't stolen if the car was lawfully repossessed. If the car had some CD's in it, would those have been stolen too?

I would, however, immediately report to the police that a car was repossessed (claim of bank) and that among the property in it were guns. Indicate that the guns were legally the owner's and are not subject to any security interest for the bank. AFTER explaining this, ask if you can report them as stolen, or what to do. Also ask if the police know who the repo guy/agency is. No guarantee, but it wouldn't surprise me if they do.

If you report them as stolen and you know the car was legally repossessed, you might be deemed to be making a false police report. That's a serious matter; AFAIK a felony in many/most areas.
 
I've known several repo-men over the years. Many years ago I was engaged to a secretary for a repo agency. There's many interesting stories there that I won't get into.


Chances are you now have a felon in possession of firearms ... call the bank and tell them there were guns in the car (they can't keep them) and they'll contact the repo agency ... the repo guy will want them removed from the vehicle post-haste (in fact if they do a content inventory of the car they will likely call the police to take possession of the guns).

Call the police too and let them know as well.

Most repo guys are thieves or otherwise very unsavory characters and repossession is the closest thing to "honest" work they can get (not that their job isn't a necessary function in society ... I'm just commenting on the background and makeup of people that choose to do this work).
 
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