I own 4 Keltec P32s.
For CCW duty, forget the hollow point ammo. First, 32 acp has a poor track record of reliable expansion. When heavy barriers are encountered, like a leather jacket, expansion and penetration suffers more. Also, pocket pistols live in a harsh environment, namely your pocket, so it WILL pick up dirt and lint. You want High power ammo to reliably cycle the pistol, and you want FMJ for maximum penetration.
I carry exclusively Sellier & Bellot FMJ ammo. At one time Keltec did their own testing solely with S&B. My earliest P32 has had an excess of 3000 rounds thru it.
The Keltec P3AT is essentially the same gun with a larger bullet. My personal belief is that 380 acp is too powerful for the design, limiting useful life to under 1000 rounds. This includes the Ruger LCP.
My own testing has been fairly extensive. In general, a P32 with 2 weeks of pocket lint in it can be expected to fire between 30 and 60 rounds before it will experience a failure. The second generation model is more accurate due to the marginally better sights. (2nd gen guns have a flat steel extractor.)
My wife is by far the most accurate shot with a P32 that I have ever seen. She can consistant shoot all 8 rounds (no finger extension mag) into the 10 ring at 7 yards, quick fire (slower than rapid fire).
The P32 can be carried in the skimpiest conditions. In a Galco pocket holster, it literally carries as easy as your wallet. If a female is adequately endowed, it can be carried in a soft holster, tucked inside a bra. My wife sometimes carries in this manner.
When firing, hold on tight. A push-pull 2 handed grip works well. A fingertip trigger position is often not realistic, so don't worry about using less finger.
If you do some research, you are going to come across the "Fluff & Buff". Ignore it. You will get far better results with a 250 roung break-in period. The one modification I would consider is to file down the magazine release. IMHO it tends to stick out a little too much.