The reason electronic scales have trouble measuring to 0.1 grains is because the load cells are actually manufactured to measure in gram units (milligrams). It is extremely doubtful that anyone is manufacturing a grain unit load cell. Obviously this is not a component that the logo-branding companies are making themselves. They source load cells calibrated to measure gram units, which are simply mathematically converted to grains with electronics.
And guess what precision most of these load cells are specified to? 0.001 gram. Now convert that mathematically to grains: 0.154 grains. The scale will readout tenths of a grain, but it will be rounding based on thousandths of a gram. It will be very difficult to get within a tenth grain when the scale can only measure to a precision of one and a half tenths.
The practical solution is to use the digital scale to get yourself close to a "book" load (say within a couple tenths of a grain), and then starting working based on volume. A beam scale can do the same. I don't think the reloading-branded beams scales will be any more precise than a 0.001 gram digital scale, but the will get you close to a starting point just as well. Then ladder your charges based on volume rather than mass. I do that with a Lee Deluxe Perfect Powder Measure which makes it very easy, but there are numerous tools and techniques to measure powder volume with repeatable precision. Of course it also helps to be using a flake powder and not something harder to achieve consistent volume with, such as extruded powders.
The brute force solution is to get a scale with 0.0001 gram precision. It will be laboratory equipment with a draft shield and it will probably cost more than $450 with better ones costing double that. That will measure to 0.0015 grains, but it could be slow and tedious to use.