I’m not gonna dispute there is a shortage but based on my experience, and many comments on this thread, there isn’t much you can’t find.
2 months ago I made the decision to load .40 after I was gifted appropriately 3,500 cases and I had cleaned and sorted them. We only have 1 forty, my wife’s she bought because that was her duty weapon. I had over 1,200 rounds of FMJ and 400+ rounds of HPs for it but with powder/primers and cases, why not?
2 hours on line I had a set of dies (1st ever non-RCBS I’d ever bought) a Dillion conversion kit and 1,000 bullets enroute to the house. I was unsuccessful getting hollow points ordered. A week later, a search of 10-12 sites, still no hollow points. Last week I found and ordered 500 Hornady XTPs, still in the mail. Yesterday, while in a big box store I bought 400 more, and a bonus 2,000 CCI #41s.
I have spent a lot of time, both online, and traveling to 3 “Big Box” stores. But as I type this, I can’t recall 1 single item I needed that I haven’t been able to purchase.
Price? That’s relative. I still have primers and powder from the 93/94 shortages and when I pull a brand new pound of IMR 4350 or RL22 out that I overpaid for back then, and look at the price of $18.00, I get a warm feeling.
Any buyers remorse? 1 item. I purchased a Franklin Arsenal case trimmer off of eBay when I couldn’t find one anywhere else. I paid 120% of what it normally sells for. Before it even arrived, I saw one on a shelf at a store, and another online. So I got a slightly used one for 120% of a new one. My only “panic buy.”