It's not just semantics, and you seem to be rambling and tossing numbers around with no accountability. "
Most factory loads are not pushing the 1300 as advertised more like barely 1200. " Specifically what? If you're talking .357 Magnum 158 grain bullets, those from the major ammo makers are rated around 1,235-1240 fps, and they achieve that from my 4" barrel. Who loads a 158 at 1300 fps? Where did you get that 1300 fps number? Thin air? The only high performance (Underwood) .357 Magnum 158 load I've tried pushed a 158 to 1,350 fps from my 4" gun.
The Treasury Load is nowhere near 357 magnum velocities. You really should stop making stuff up.
https://www.shootingtimes.com/editorial/38-special-treasury-load/389102
Ruger only loads are for select Ruger guns that can handle pressure past SAAMI specs.