OK, to bring this back to the OPs question, which Walkalong keeps reminding us of...
OP, consider this...
When you choose to reload, your cost per round WILL be less than comparable factory ammo. PERIOD.
Yes, you can look at budgetary questions for the gear, but in all reality, if you are planning on shooting any fair amount of quantity, the reloading gear initial investments will be paid off rather quick.
For most common pistol calibers, 9MM, 40 S&W, 38 Special, 45 ACP and even 357 Magnum. There is plenty of free brass around. In my area, MOST shooters I encounter do not reload. So, the brass is there for easy pickup.
The budget on equipment can vary, but for beginning, I'd suggest the Lee Classic Turret, and while I haven't seen one, many are suggesting the new Lee Auto Breech Lock Pro. It seems to be a good choice. You will need the dies, calipers, scale, powder measure, and MAYBE a tumbler.
So, you're probably looking at a few hundred dollars to get started.
What I'll recommend is look at bulk component purchases. That's how you can reduce your costs in reloading.
Get smart on what powders to buy and buy the 8# jug.
Buy primers on sale and look at some of the mentioned bullet sources. Order 1, 2, 3K bullets at a time. The per bullet cost comes way down.
I load 40 S&W using Berry's plated factory seconds for around $5-6 per 50.