I'm 34 and my wife is 32..
2 kids, a 5 y/o and 13 y/o
I've got a real nice big brick house (2600 sf), with 4br/3ba, 2 car garage, workshop etc....with inground pool and hottub, in a great neighborhood, in a wonderful town, and some great friends..
We have bills..
We have 75K left on...