Then you need to raise your sights (pun intended) a little higher... . I am not wealthy, but I shoot competitive shotgun - sporting clays. A base level target grade Browning, Beretta or similar O/U START at $3,000 and go up. Kreighoffs, Perazzis, Kolars and such start about 12,000 today and go up from there. Beretta SO series and similar start about $23,000 and go up from there - all of them were meant to be used and used a lot - no safe queens, just extremely well-built competitive level guns. Whether you shoot competitive clays or pistols or rifles, the ammo, targets, fees, etc. to compete will far outweigh the cost of the gun by many times, so you might as well buy a quality gun that will last forever instead of going cheap and replacing it or repairing it all the time
You won't see a Mossberg or Remington at the Olympics